How Our Legal Policy Governs Your Account
Our terms and conditions form a binding agreement between you and top1toto link from the moment your account is created. Every transaction you complete — whether via DANA, OVO, GoPay or QRIS — is subject to the rules set out in this document. We retain account
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activity records for a minimum of 12 months to resolve disputes and meet operational audit requirements. Eligibility to access certain features depends on local law, and we reserve the right to restrict functionality in regions where compliance requires it. Amendments to these terms are communicated via
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the email address registered on your account at least 7 days before changes take effect. If you continue using your account after that date, you accept the revised terms in full.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.